The humidity is thick in Orlando, and knowing if mold removal is covered by your insurance is important. Fungus grows so easily, it’s difficult to stay ahead of when damage is involved, and sometimes it will not be included within the policy. With Dririte USA Inc., we cover mold removal, water damage, mold remediation, containment services, decontamination services, and soda blasting services. Never worry who to call if you discover damage.

Mold Removal and Coverage

Understanding the policy is vital, because some homeowner’s insurance will cover mold damage, but it has to be under qualifying conditions under covered peril. It must be a specific situation or circumstance causing the mold as peril, and if it fits, you have coverage. Examples would include accidents that result in water damage and the like. Other claims will handle the removal, and reimburse you for property damage. 

However, with the amount of coverage, it may cost you more. Please take the time to understand the policy coverage to save you time and money in the future. But there are different types of claims that depend on your status as an owner or tenants.

Coverage Claims

The two steps of coverage are first and third party claims. When you discover mold in your home and make a claim to the insurance company, it’s known as a first party property claim. You, as the policy holder, receive the coverage for the claim. As a renter of a home or apartment, you may file an insurance claim for mold, and it falls under third party claim. 

Whatever the situation, once you discover mold in your space, it must be addressed. Allowing it to grow further will harm your health and cause throat irritation, respiratory issues, and other harmful symptoms. The most common area to look for the root cause may be a water leak. Mold thrives in moist environments, and may be due to the vulnerability of another damage within the house. 

Steps to make a claim has its own policies, depending on your insurance, but the general rule of thumb to follow are these:

• Call your insurance company and talk with an adjuster
• Open windows, use fans on the damage site, and means of removing the moisture in the air
• Take pictures of the mold damage
• Talk about mold coverage and the limits  and be aware if you have to pay out of your pocket.
• Use air humidifiers and air conditioners
• No carpets or rugs
• Check for leaks

Take the Next Steps

Orlando is notorious for humidity and the mold damage risks that come with homes in the area. If you are uncertain of what coverage you have should you discover any damage, call your insurance provider. Talk to the experts at Dririte USA Inc., we have you covered with our services and will help you ASAP with any damage. We won’t let the mold grow with frequent conversations, we come to you and stop the damage from spreading. We provide mold removal and fix the symptoms. We will help you with ease and with no hidden fees.